ZIP 02108 Property Distress & Foreclosure Data

ZIP code 02108 in Suffolk County, Massachusetts carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (56/100), construction/permit lag (44/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (89/100). The latent-versus-live split is 56/100 structural and 3/100 already moving.

The market reads peak — home values rose 4.3% year on year (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

At $212,664, median income runs above typical U.S. levels. Around 29% of renters are cost-burdened. Around 77% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 2,568 housing units. The typical home is worth about $1,667,600 (7.4× income, severely stretched). The vacancy rate is 18.8% — elevated. 54% of housing is owner-occupied. The poverty rate is 14.1%. About 4,178 people live here, median age 34.

Net-net, 02108 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.