ZIP 02108 Foreclosure, Tax-Lien & Distress Report

Suffolk County, Massachusetts's ZIP 02108 registers 24/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (89/100). Structurally it carries 54/100, against 3/100 of stress already in motion.

The peak-phase market in 02108 posted values that rose 2.9% over the year, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $212,664 — above the roughly $78,000 national figure. Rent burden reaches 29% of tenant households. About 77% have a four-year degree. The demographic-stress sub-score lands at 38/100. The ZIP holds roughly 2,568 housing units. A median home runs $1,667,600 here, or 7.4 times local income. Vacancy runs 18.8%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 54% owner-occupied to 46% rented. The poverty rate is 14.1%. 4,178 residents call 02108 home, typically aged 34.

On the whole, 02108 leans distressed, with opportunity clustered in specific stressed parcels. While 02108 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 02108 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02108 can be compared directly against any other ZIP in Suffolk County, Massachusetts or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 02108 shows blanks, not estimates, wherever the record is sparse.

The 24/100 for 02108 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 02108 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.