ZIP 02115 Foreclosure, Tax-Lien & Distress Report

In Suffolk County, Massachusetts, ZIP 02115 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (89/100). Structurally it carries 54/100, against 3/100 of stress already in motion.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $945,100, an affordability ratio of 19.0× — stretched. 34.8% of residents fall below the poverty threshold. Around 50% of renters are cost-burdened. Around 67% of adults hold a bachelor's degree or higher. Vacancy runs 14.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 02115 scores 58/100. Median household income is $53,398, below the U.S. median near $78,000. 28,621 residents call 02115 home, typically aged 22. There are about 11,514 housing units across 02115. Owners hold 15% of homes, renters 85%.

Taken together, 02115 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 02115 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 02115 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02115 can be compared directly against any other ZIP in Suffolk County, Massachusetts or nationwide. 02115 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 figure for 02115 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 02115 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.