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Suffolk County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Suffolk County, Massachusetts? DLRadar grades every Suffolk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Suffolk County breakdown.

  • Suffolk County's most distressed ZIP is 02149 at 25/100.
  • 39 ZIP codes tracked in Suffolk County, averaging 24/100 distress.
  • Suffolk County reads peak — home values up 2.9% year over year.
  • Vacancy runs 11.7% across Suffolk County's tracked ZIPs, with a 15.6% poverty rate.
  • The typical Suffolk County home is worth about $861,959 against a ~$97,176 median income.
  • Lending headwind in Suffolk County sits at 40/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
10214925/100
20210824/100
30210924/100
40211024/100
50211124/100
60211324/100
70211424/100
80211524/100
90211624/100
100211824/100
110211924/100
120212024/100

Most distressed ZIP codes in Suffolk County (composite distress 0-100, 2026)

What is driving Suffolk County distress

Nothing here is estimated: Suffolk County is scored from filings alone, and its ZIPs average 24/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Suffolk County market phase and pricing

DLRadar places Suffolk County in peak; prices moved up 2.9% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Suffolk County

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Frequently asked

Which Suffolk County ZIP scores worst for distress?

ZIP 02149 leads Suffolk County at 25/100, recomputed monthly from public records.

Where is Suffolk County in the housing cycle?

FHFA price-index movement places Suffolk County in peak; prices are up 2.9% over twelve months.

How is the Suffolk County data sourced?

Each Suffolk County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 39 local ZIPs and every other county in the country.

How much do distress scores vary between Suffolk County ZIP codes?

A single county score papers over real variation. Across the Suffolk County ZIPs DLRadar ranks, scores run from 25/100 in 02149 down to 24/100 in 02120, against a Suffolk County average of 24/100. A spread of 1 points means Suffolk County has to be worked ZIP by ZIP.

What do Suffolk County home values and vacancy say about distressed supply?

The typical Suffolk County home carries about $861,959 of value against a median household income near $97,176. Vacancy across Suffolk County's tracked ZIPs runs 11.7% and the poverty rate is 15.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Suffolk County's filings and its 40/100 lending headwind.

Related

DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.

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