Suffolk County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Suffolk County, MA distress report, 2026: 39 ZIPs scored in Suffolk, MA, Suffolk, MA average 24/100; the top Suffolk, MA ZIP is 02108 at 24/100; Suffolk, MA market phase peak, Suffolk, MA prices +2.9% year over year.
- Suffolk, MA ranks #2,998 nationally (opportunity index); Suffolk, MA #6 in Massachusetts; Suffolk, MA index 23.1.
- Suffolk, MA ninety-day mortgage delinquency 0.5% in December 2025; Suffolk, MA twelve-month change +0.1%.
- Suffolk, MA ZIP phases: 39 peak.
- Suffolk, MA residential listings tracked: 89 across 35 ZIPs; Suffolk, MA candidate listings 21.
- Suffolk, MA HUD assisted properties: 240 with 23,725 units.
- Suffolk, MA lenders on watch: 8; largest Suffolk, MA footprint Rockland Trust Co (20 branches).
- Suffolk, MA most distressed ZIP: 02108 at 24/100.
Suffolk, MA figures: DLRadar distress index; Suffolk, MA inputs: CFPB, FHFA, HUD, FDIC; Suffolk, MA rebuilt as sources refresh.
| Rank | Suffolk, MA ZIP | Score |
|---|---|---|
| 1 | 02108 | 24/100 |
| 2 | 02109 | 24/100 |
| 3 | 02110 | 24/100 |
| 4 | 02111 | 24/100 |
| 5 | 02113 | 24/100 |
| 6 | 02114 | 24/100 |
| 7 | 02115 | 24/100 |
| 8 | 02116 | 24/100 |
| 9 | 02118 | 24/100 |
| 10 | 02119 | 24/100 |
| 11 | 02120 | 24/100 |
| 12 | 02121 | 24/100 |
Most distressed Suffolk, MA ZIPs (0-100, 2026)
Mortgage delinquency in Suffolk, MA
0.5% of Suffolk, MA mortgages were ninety-plus days late (Suffolk, MA, December 2025); Suffolk, MA thirty-to-eighty-nine days late: 1.2%; Suffolk, MA twelve-month change +0.1%; Suffolk, MA peak since 2008: 5.3% (February 2010); Massachusetts overall 0.6%. Suffolk, MA ninety-day series: Dec 24 0.4, Jan 25 0.4, Feb 25 0.3 (Suffolk, MA), Mar 25 0.3, Apr 25 0.3, May 25 0.4 (Suffolk, MA), Jun 25 0.4, Jul 25 0.4, Aug 25 0.5 (Suffolk, MA), Sep 25 0.4, Oct 25 0.5, Nov 25 0.5 (Suffolk, MA), Dec 25 0.5.
Opportunity index: Suffolk, MA
Suffolk, MA index 23.1, Suffolk, MA phase weak; Suffolk, MA primary driver bank institutional, Suffolk, MA second driver vacancy. Suffolk, MA components: property stress 18.0, foreclosure pressure 19.6, listing discounts 8.7, bank stress 60.8, insurance 0.0; Suffolk, MA pulse 28.5; Suffolk, MA capital opportunity 15.1; Suffolk, MA seven-day change +0.2%.
ZIP market phases inside Suffolk, MA
39 Suffolk, MA ZIPs carry a price-cycle phase; Suffolk, MA ZIPs by phase (Suffolk, MA), deepest drawdown first: peak, +2.9% YoY (Suffolk, MA): 02108, 02109, 02110, 02111, Suffolk, MA 02113, 02114, 02115, 02116, Suffolk, MA 02118, 02119, 02120, 02121, Suffolk, MA 02122, 02124, 02125, 02126.
Residential listings by Suffolk, MA ZIP
Suffolk, MA ZIPs with the most tracked Suffolk, MA residential listings: 02124 8 listings, 2 candidates, bank pressure 65; 02130 8 listings, 1 candidates, bank pressure 65; 02135 7 listings, 2 candidates, bank pressure 65; 02118 6 listings, 2 candidates, bank pressure 65 (Suffolk, MA); 02119 6 listings, 1 candidates, bank pressure 65; 02115 5 listings, 2 candidates, bank pressure 65; 02125 5 listings, 1 candidates, bank pressure 65; 02132 5 listings, 1 candidates, bank pressure 65. Suffolk, MA totals: 89 listings; Suffolk, MA candidates 21; active ZIPs 26.
HUD assisted housing in Suffolk, MA
240 assisted properties with 23,725 units sit in Suffolk, MA; largest Suffolk, MA properties: Mission Park (Boston) 775 units, 775 assisted; Georgetowne Homes One (Hyde Park) 601 units, 435 assisted; Stony Brook Commons (Roslindale) 540 units in Suffolk, MA; Castle Square (Boston) 500 units, 450 assisted; Symphony Plaza Apartments (Boston) 404 units, 404 assisted; Brandywyne Village (East Boston) 402 units, 266 assisted.
Lenders with branches in Suffolk, MA
Suffolk, MA lenders by branch count: Rockland Trust Co (Suffolk, MA): stress 43, 20 branches low in Suffolk, MA; Eastern Bank (Suffolk, MA): stress 57, 14 branches low in Suffolk, MA; Beacon Bank&Trust (Suffolk, MA): stress 64, 7 branches low in Suffolk, MA; Coop Bank (Suffolk, MA): stress 94, 4 branches low in Suffolk, MA; Oneunited Bank (Suffolk, MA): stress 92, 2 branches low in Suffolk, MA; Cambridge Savings Bank (Suffolk, MA): stress 83, 2 branches low in Suffolk, MA; Commonwealth Coop Bank (Suffolk, MA): stress 70, 2 branches low in Suffolk, MA; Needham Bank (Suffolk, MA): stress 67, 2 branches low in Suffolk, MA.
Vacancy and permits, Suffolk, MA
30,123 of 357,290 Suffolk, MA housing units are vacant; Suffolk, MA permits, twelve months: 1,944 multifamily units in Suffolk, MA, 214 one-to-four unit units.
Work Suffolk, MA at the parcel level
Every Suffolk, MA parcel carries owner and address; every Suffolk, MA parcel carries APN; Suffolk, MA distress scores sit on the Suffolk, MA live board.
Suffolk, MA figures refresh with each source.
Suffolk, MA questions
Most distressed ZIP code in Suffolk County, MA?
ZIP 02108 leads Suffolk, MA at 24/100; next in Suffolk, MA: 02109 at 24/100; the Suffolk, MA average is 24/100.
Where does Suffolk County, MA rank for investment opportunity?
Suffolk, MA is #2,998 among all ranked counties, #6 in Massachusetts; the Suffolk, MA driver is bank institutional; Suffolk, MA moved down 377 places.
How many mortgages are delinquent in Suffolk County, MA?
0.5% of Suffolk, MA mortgages were ninety-plus days late in December 2025; the Suffolk, MA peak since 2008 was 5.3%.
Which banks lend in Suffolk County, MA?
8 watched lenders hold Suffolk, MA branches; the largest Suffolk, MA footprints are Rockland Trust Co (20), Eastern Bank (14), Beacon Bank&Trust (7).
More on Suffolk, MA
Suffolk County, MA distress report: public-record figures for Suffolk, MA; not legal advice for Suffolk, MA; not tax or investment advice; verify every Suffolk, MA record before acting.