ZIP 02116 Foreclosure, Tax-Lien & Distress Report

In Suffolk County, Massachusetts, ZIP 02116 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 55/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (89/100)). Property-level stress concentrates in structural risk (55/100), construction/permit lag (39/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.9% year on year, and 10% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 22,040 with a median age of 35. About 77% have a four-year degree. The ZIP holds roughly 14,152 housing units. At $127,309, median income runs above typical U.S. levels. The tenure split is 35% owner-occupied to 65% rented. The poverty rate is 16.0%. The typical home is worth about $1,562,500 (12.4× income, severely stretched). Around 36% of renters are cost-burdened. The vacancy rate is 18.3% — elevated. On demographic stress specifically, 02116 scores 49/100.

On the whole, 02116 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 02116 is not published yet -- the ZIP-level readings above remain fully sourced.

Because one deterministic model scores every ZIP, 02116's 24/100 can be lined up against any neighbor in Suffolk County, Massachusetts or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 02116 shows blanks, not estimates, wherever the record is sparse.

02116's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 02116 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.