ZIP 02128 Property Distress & Foreclosure Data

DLRadar grades ZIP 02128 (Suffolk County, Massachusetts) at a low 25/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (89/100). On the structural side it scores 56/100, with 3/100 of stress already active. Property-level stress concentrates in structural risk (56/100), construction/permit lag (44/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 23% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 19,193 housing units. Roughly 14.3% live below the poverty line. The tenure split is 29% owner-occupied to 71% rented. About 38% have a four-year degree. Around 36% of renters are cost-burdened. 44,124 residents call 02128 home, typically aged 35. Households earn a median $92,079 — above the roughly $78,000 national figure. On demographic stress specifically, 02128 scores 45/100. The vacancy rate is 7.9%. A median home runs $668,000 here, or 7.4 times local income.

Overall, 02128 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.