ZIP 02132 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 02132 (Suffolk County, Massachusetts) at a low 24/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (89/100). What sets it apart are the readings on structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Latent structural risk is 54/100 while live distress already moving reads 3/100.

The peak-phase market in 02132 posted values that rose 2.9% over the year, and 11% higher over three years (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Population is roughly 27,069 with a median age of 43. The tenure split is 71% owner-occupied to 29% rented. A median home runs $746,100 here, or 5.1 times local income. Vacancy runs 7.2%. At $139,545, median income runs above typical U.S. levels. The ZIP holds roughly 11,982 housing units. Around 36% of renters are cost-burdened. On demographic stress specifically, 02132 scores 29/100. 4.1% of residents fall below the poverty threshold. Around 64% of adults hold a bachelor's degree or higher.

Overall 02132 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 02132 at the moment; the composite and its components are still built from verifiable public records.

The 02132 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 02132 stays directly comparable to neighboring ZIPs and the rest of Suffolk County, Massachusetts. Where the public record is thin for 02132, the field stays empty rather than modeled, and fills in as new documents post.

The 24/100 figure for 02132 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 02132 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.