ZIP 02461 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 02461 (Middlesex County, Massachusetts) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (91/100), structural risk (67/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (78/100). On the structural side it scores 67/100, with 2/100 of stress already active.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 21% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $207,292 — above the roughly $78,000 national figure. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. Around 48% of renters are cost-burdened. About 88% have a four-year degree. On demographic stress specifically, 02461 scores 30/100. The ZIP holds roughly 2,808 housing units. 6,717 residents call 02461 home, typically aged 45. A median home runs $1,255,400 here, or 5.6 times local income. The vacancy rate is 8.7%. The tenure split is 78% owner-occupied to 22% rented.

Overall, 02461 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.