ZIP 03819 Foreclosure, Tax-Lien & Distress Report

ZIP code 03819 in Rockingham County, New Hampshire carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (55/100), institutional ownership (44/100), mortgage stress (18/100). mortgage stress (18/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (88/100). Structurally it carries 55/100, against 5/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 24% higher over three years (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Households earn a median $109,726 — above the roughly $78,000 national figure. The ZIP holds roughly 1,893 housing units. 95% of housing is owner-occupied. About 34% have a four-year degree. Rent burden reaches 15% of tenant households. Vacancy runs 3.0%. Population is roughly 4,325 with a median age of 45. On demographic stress specifically, 03819 scores 24/100. The poverty rate is 11.5%. A median home runs $436,300 here, or 3.7 times local income.

On balance 03819 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 03819 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 03819, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 03819 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Practically, 03819 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.