New Hampshire Bank Stress by County

Average county bank stress in New Hampshire runs 66/100 — elevated, above the national norm, #4 nationally. The metric captures how squeezed a market's lenders are; as they tighten, financing dries up and distress follows within months.

New Hampshire is rebuilt every quarter from fresh call reports, which is why its ranking moves with real financial change.

The most stressed New Hampshire market is Strafford County (73/100), then Cheshire County. The ranking below orders every New Hampshire county by bank stress, each linking to its full distress profile.

6 New Hampshire counties register 65 or higher on bank stress, the worst at 96/100 -- the thinnest local lending capacity in the state.

DLRadar connects the New Hampshire lender picture to what is happening on the ground -- filings, liens and ownership changes -- so a tightening bank maps to specific parcels.

Across New Hampshire 10 counties, lender scoring comes from FDIC call reports weighted by branch presence.

The acquisition angle: stressed New Hampshire lenders mean frozen construction credit, failed refinances, and owners pushed to sell. Bank stress is therefore a leading, upstream signal of where distressed inventory surfaces next.

With New Hampshire elevated, above the national norm, the useful move is to rank counties by lender strain and work down from the top.

The same FDIC-based model runs nationwide, wired to parcel-level foreclosure, lien and ownership data. So in New Hampshire you can move on distressed supply before the market catches up — every figure traces to a public federal source.