Ledyard National Bank (FDIC #33418): Bank Stress & Real-Estate Credit Exposure
Ledyard National Bank (FDIC Cert #33418): bank stress 86/100, severe, STABLE over 7 days; parent LEDYARD FINANCIAL GROUP INC.
Ledyard National Bank (#33418) lends in 4 counties across 2 states; Ledyard National Bank (#33418) reaches 139 ZIP codes: New Hampshire 3 counties, 100 ZIPs; Vermont 1 county, 39 ZIPs.
Ledyard National Bank (#33418) largest markets: Windsor County, VT (39 branches, 39 ZIPs) (#33418), Grafton County, NH (222 branches, 37 ZIPs) (#33418), Hillsborough County, NH (34 branches, 34 ZIPs) (#33418), Merrimack County, NH (93 branches, 31 ZIPs) (#33418).
Ledyard National Bank (#33418) reports $1.07 billion in total assets; Ledyard National Bank (#33418) equity $79.0 million (7.4% of Ledyard National Bank (#33418) assets); Ledyard National Bank (#33418) domestic deposits $874.4 million; Ledyard National Bank (#33418) net income $3.8 million; Ledyard National Bank (#33418) return on assets 0.71%; Ledyard National Bank (#33418) return on equity 9.72%; Ledyard National Bank (#33418) net interest income $14.1 million; Ledyard National Bank (#33418) call report June 30, 2026.
Ledyard National Bank (#33418) noncurrent real-estate loans: none reported; Ledyard National Bank (#33418) net charge-offs on real estate 0.27%.
Ledyard National Bank (#33418) net interest margin 2.85% against an eight-quarter Ledyard National Bank (#33418) average of 2.58% (Ledyard National Bank (#33418) compression -0.27 points); Ledyard National Bank (#33418) rate-exposure score 40/100, Ledyard National Bank (#33418) fixed-rate trap 40/100; Ledyard National Bank (#33418) risk type credit driven; Ledyard National Bank (#33418) rate regime rates elevated, Ledyard National Bank (#33418) snapshot October 19, 2026.
Ledyard National Bank (#33418) stress score moved from 85 on June 22, 2026 to 85.6 on October 19, 2026; Ledyard National Bank (#33418) ranged 85 to 85.6 over 116 snapshots.
Ledyard National Bank (#33418) alerts: 4 counties; top Ledyard National Bank (#33418) alert scores: Bedford County, VT 29 (low); New London County, VT 29 (low); Norwich County, VT 29 (low); West Lebanon County, VT 29 (low).