Vermont Bank Stress by County

Vermont reads above the national norm for bank stress, a 65/100 county average, 8th of 52.

25 banks lend across 14 Vermont counties.

9 of Vermont's 14 counties score 65+, peaking at 86/100.

Most stressed in Vermont: Orange County 74/100, Windsor County 69/100, Lamoille County 69/100, Grand Isle County 68/100, Addison County 67/100.

12 banks are chartered in Vermont with $8.9 billion in Vermont assets; 1 Vermont banks reported a net loss (Vermont) on the latest call report; 8 banks on Vermont alerts score 70 or higher; 19 Vermont counties carry a bank area-distress alert.

Largest Vermont-chartered banks by assets: Northfield Savings Bank $1.6 billion (stress 76); Union Bank $1.6 billion (stress 85); Community National Bank $1.2 billion (stress 54) in Vermont; Ledyard National Bank $1.1 billion (stress 86); Passumpsic Savings Bank $934.5 million (stress 51).

Reading the Vermont bank figures: a Vermont bank's stress score comes from its own Vermont FDIC call report (capital, earnings, Vermont real-estate loan concentration), so 1 loss-making Vermont charters and 8 Vermont banks at 70 or higher are read from Vermont filings directly; the Vermont county pages map each lender's Vermont branches to the Vermont counties it exposes.