Vermont Bank Stress by County

On DLRadar bank-stress scale Vermont comes in elevated, above the national norm (63/100 average), #10 among the states scored. What it tracks is lender capacity: banks under balance-sheet pressure stop writing, and the properties they were financing come under strain soon after.

The most stressed Vermont market is Orange County (74/100), then Lamoille County. See every Vermont county below, sorted by lender pressure.

In 8 of its counties Vermont shows high bank stress (65+), with a 86/100 peak.

DLRadar tracks 25 banks operating across 14 Vermont counties, scoring each lender from FDIC financials and weighting by local branch footprint.

Because Vermont is rebuilt from each quarter's FDIC data, its #10 national rank and county order shift with real balance-sheet changes, not a fixed point in time.

Practically, a elevated, above the national norm lending backdrop tells a Vermont buyer which counties will run out of refinancing first -- and those are where inventory shows up early.

DLRadar connects the Vermont lender picture to what is happening on the ground -- filings, liens and ownership changes -- so a tightening bank maps to specific parcels.

For acquisition work the chain is simple: Vermont lenders tighten, borrowers cannot refinance, and properties reach the market under pressure. Bank stress is therefore a leading, upstream signal of where distressed inventory surfaces next.

The nationwide model runs on FDIC filings and links through to individual parcels and their liens. That gives Vermont buyers an early, auditable read on supply, each number from public federal data.