Citizens Bank National Assn (FDIC #57957): Bank Stress & Real-Estate Credit Exposure
Citizens Bank National Assn (FDIC Cert #57957): bank stress 66/100, elevated, STABLE over 7 days; parent CITIZENS FINANCIAL GROUP INC (CFG).
Citizens Bank National Assn (#57957) lends in 135 counties across 15 states; Citizens Bank National Assn (#57957) reaches 4,918 ZIP codes: Pennsylvania 27 counties, 1,052 ZIPs; New York 26 counties, 1,104 ZIPs; New Jersey 15 counties, 501 ZIPs; Ohio 12 counties, 329 ZIPs; Massachusetts 11 counties, 502 ZIPs; New Hampshire 9 counties, 223 ZIPs.
Citizens Bank National Assn (#57957) largest markets: Allegheny County, PA (4,998 branches, 119 ZIPs) (#57957), San Diego County, CA (116 branches, 116 ZIPs) (#57957), Suffolk County, NY (872 branches, 109 ZIPs) (#57957), Orange County, CA (92 branches, 92 ZIPs) (#57957), Westmoreland County, PA (801 branches, 89 ZIPs) (#57957), Worcester County, MA (609 branches, 87 ZIPs) (#57957).
Citizens Bank National Assn (#57957) reports $232.52 billion in total assets; Citizens Bank National Assn (#57957) equity $26.48 billion (11.4% of Citizens Bank National Assn (#57957) assets); Citizens Bank National Assn (#57957) domestic deposits $188.73 billion; Citizens Bank National Assn (#57957) net income $1.13 billion; Citizens Bank National Assn (#57957) return on assets 0.99%; Citizens Bank National Assn (#57957) return on equity 8.50%; Citizens Bank National Assn (#57957) net interest income $3.27 billion; Citizens Bank National Assn (#57957) call report June 30, 2026.
Citizens Bank National Assn (#57957) noncurrent real-estate loans 0.15% of its book; Citizens Bank National Assn (#57957) multifamily 0.28%; Citizens Bank National Assn (#57957) residential 0.53%; Citizens Bank National Assn (#57957) net charge-offs on real estate 2.05%; Citizens Bank National Assn (#57957) commercial charge-offs 0.54%; Citizens Bank National Assn (#57957) multifamily charge-offs 2.12%; Citizens Bank National Assn (#57957) residential charge-offs 2.66%.
Citizens Bank National Assn (#57957) net interest margin 3.26% against an eight-quarter Citizens Bank National Assn (#57957) average of 3.09% (Citizens Bank National Assn (#57957) compression -0.17 points); Citizens Bank National Assn (#57957) real-estate loans 14.7% of equity; Citizens Bank National Assn (#57957) commercial real estate 54.4% of equity; Citizens Bank National Assn (#57957) non-residential real estate 265.5% of equity; Citizens Bank National Assn (#57957) rate-exposure score 55/100, Citizens Bank National Assn (#57957) fixed-rate trap 55/100; Citizens Bank National Assn (#57957) risk type credit driven; Citizens Bank National Assn (#57957) rate regime rates elevated; Citizens Bank National Assn (#57957) shares 15.2% below the 52-week high, Citizens Bank National Assn (#57957) equity trend weakening, Citizens Bank National Assn (#57957) snapshot October 19, 2026.
Citizens Bank National Assn (#57957) stress score moved from 64 on June 22, 2026 to 65.8 on October 19, 2026; Citizens Bank National Assn (#57957) ranged 64 to 65.8 over 116 snapshots.
Citizens Bank National Assn (#57957) alerts: 39 counties; top Citizens Bank National Assn (#57957) alert scores: Bristol County, RI 47 (moderate); Washington County, RI 38 (moderate); Arlington County, RI 22 (low); Bronx County, RI 22 (low); Avon County, RI 22 (low).