Oakland County, MI: Foreclosures, Tax Liens & Distressed Properties

Oakland County, MI, Michigan: 71 ZIP codes scored, Oakland County, MI averaging 31/100 (moderate, Oakland, MI), from 14 to 32. Oakland County, MI is in its peak phase (Oakland, MI confidence 26/100): Oakland, MI home prices up 4.2% (Oakland, MI) over twelve months. Oakland County, MI lender headwind: 64/100.

Highest-scoring Oakland County, MI ZIPs: 48009 (32/100), 48017 (32/100), 48025 (32/100), 48030 (32/100), 48033 (32/100), 48034 (32/100). Also scored in Oakland County, MI: 48067, 48069, 48070, 48071, 48072, 48073, 48075, 48076, 48083, 48084.

Across Oakland County, MI's scored ZIPs: median home value $364,418, household income $104,230, 5.1% vacancy, 7.3% poverty, 76% owner-occupied, median age 42.1.

Oakland County, MI insurance distress 63/100 (#813 in the US); FEMA hazard 52/100 for Oakland, MI; 2 federal disaster declarations in Oakland County, MI since 2023 (2 flood); 21 Oakland, MI NFIP flood claims, $317K paid; Oakland, MI construction distress 57/100.

29 banks with 264 branches lend in Oakland County, MI; Oakland, MI weighted bank stress 66/100, highest 90/100 in Oakland, MI.

Oakland County, MI unemployment 4.7% (Oakland, MI +0.2 pts, six months); 2,193 new housing units permitted in Oakland County, MI over twelve months, Oakland, MI down 7% from 2,361; Oakland, MI home prices +8.2% a year (Oakland, MI) over three years.

561,348 housing units in Oakland County, MI; 146,624 Oakland, MI renter households; 41% of Oakland, MI renters spend 30%+ of income on rent, 21% (Oakland, MI) half or more.

Oakland County, MI ranks #1,017 nationally on the opportunity index (Oakland, MI, among all ranked counties); Oakland, MI scores 31.1/100 and Oakland, MI sits #32 inside Michigan. Oakland, MI is in the watchlist opportunity phase; Oakland, MI's primary driver is bank institutional, Oakland, MI second driver construction; Oakland, MI moved up 1,077 places. 1,294 short-sale listings across Oakland, MI; 55 days on market observed in Oakland, MI; 5.2% vacancy over 71 Oakland, MI ZIPs.

0.6% of Oakland County, MI mortgages were ninety-plus days late in December 2025; Oakland, MI's thirty-to-eighty-nine-day share was 1.5% (CFPB county sample). Oakland, MI's ninety-day rate is up 0.2 points on twelve months earlier; the Oakland, MI peak since 2008 was 4.8% in December 2009; Michigan overall reads 0.9%.

Oakland County, MI has 12 watched banks; 12 Oakland, MI banks sit in an elevated band. Oakland, MI footprints: Oxford Bank (6 branches, stress 64) in Oakland, MI; Huron Valley State Bank (3 branches, stress 73) in Oakland, MI; Independent Bank (3 branches, stress 67) in Oakland, MI.

HUD lists 69 assisted multifamily properties in Oakland County, MI with 10,430 units; 2,769 Oakland, MI units are assisted, 21 Oakland, MI properties under project-based Section 8.

30,888 of the 561,348 housing units in Oakland, MI sit vacant. Oakland County, MI permitted 544 multifamily units in twelve months; Oakland, MI's one-to-four unit structures added 1,649 units in Oakland County, MI.