ZIP 48084 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48084 (Oakland County, Michigan) returns a moderate composite of 32/100. Structural exposure scores 71 and live distress 6 on the 0–100 scale. The pressure is most legible in structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).

The peak-phase market in 48084 posted values that rose 4.2% over the year, and 25% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 5.7%. A median home runs $444,200 here, or 4.0 times local income. DLRadar's demographic-stress index for the area reads 26/100. There are about 7,365 housing units across 48084. 15,659 residents call 48084 home, typically aged 38. Around 30% of renters are cost-burdened. The tenure split is 47% owner-occupied to 53% rented. At $106,004, median income runs above typical U.S. levels. Educational attainment sits at 73% bachelor's-or-above. The poverty rate is 5.9% — low.

Net-net, 48084 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 48084 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Oakland County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48084 reflects the current record instead of a stale or modeled snapshot.

Behind 48084's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 48084 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.