ZIP 48034 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48034 (Oakland County, Michigan) returns a moderate composite of 33/100. Its heaviest discrete signals: structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. On the structural side it scores 74/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

The peak-phase market in 48034 posted values that rose 4.2% over the year, and 13% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

13.2% of residents fall below the poverty threshold. Rent burden reaches 46% of tenant households. At $59,634, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 37/100. Population is roughly 15,213 with a median age of 42. Owners hold 24% of homes, renters 76%. The ZIP holds roughly 8,653 housing units. A median home runs $265,800 here, or 4.3 times local income. About 40% have a four-year degree. Vacancy runs 8.8%.

Net-net, 48034 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48034 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 48034's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 48034 reflects the current record instead of a stale or modeled snapshot.

48034's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48034 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.