ZIP 48076 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48076 in Oakland County, Michigan comes in at 33, a moderate composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The latent-versus-live split is 74/100 structural and 6/100 already moving. What sets it apart are the readings on structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted.

The market reads peak — home values rose 4.2% year on year, and 11% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 4.7%. The poverty rate is 7.9%. Home values center near $264,400, an affordability ratio of 3.0× — accessible. Around 44% of adults hold a bachelor's degree or higher. Around 40% of renters are cost-burdened. There are about 11,183 housing units across 48076. At $85,171, median income runs near typical U.S. levels. 24,817 residents call 48076 home, typically aged 45. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 72% of homes, renters 28%.

On balance 48076 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48076 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 48076's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 48076, the field stays empty rather than modeled, and fills in as new documents post.

The 33/100 figure for 48076 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48076 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.