ZIP 48076 Property Distress & Foreclosure Data

Oakland County, Michigan's ZIP 48076 registers 34/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 11% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 4.7%. Roughly 7.9% live below the poverty line. A median home runs $264,400 here, or 3.0 times local income. About 44% have a four-year degree. Around 40% of renters are cost-burdened. The ZIP holds roughly 11,183 housing units. Households earn a median $85,171 — near the roughly $78,000 national figure. 24,817 residents call 48076 home, typically aged 45. On demographic stress specifically, 48076 scores 26/100. The tenure split is 72% owner-occupied to 28% rented.

Overall, 48076 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.