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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 48073 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan · Distress market

Composite property distress in 48073 (Oakland County, Michigan) lands at 33/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Property-level stress concentrates in structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). mortgage stress (19/100) stay muted. Structural exposure scores 74 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 18% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 66% of homes, renters 34%. Roughly 6.0% live below the poverty line, a low share typical of higher-equity areas. Population is roughly 33,427 with a median age of 38. Educational attainment sits at 59% bachelor's-or-above. Home values center near $323,600, an affordability ratio of 3.5× — accessible. The ZIP holds roughly 17,497 housing units. The vacancy rate is 6.2%. Households earn a median $86,426 — near the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 24/100. Rent burden reaches 30% of tenant households.

Overall, 48073 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48073 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 48073 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 48073 stays directly comparable to neighboring ZIPs and the rest of Oakland County, Michigan. Sparse data for 48073 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 33/100 for 48073 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 48073 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

What is driving ZIP 48073’s distress

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 48073 Stress Report snapshot

A live read on 48073: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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