ZIP 48033 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48033 (Oakland County, Michigan) at a moderate 33/100 for overall property distress. On the structural side it scores 74/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). Property-level stress concentrates in structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 19% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 9,357 housing units across 48033. Home values center near $206,900, an affordability ratio of 3.5× — accessible. The tenure split is 51% owner-occupied to 49% rented. The vacancy rate is 8.6%. The poverty rate is 14.3%. The demographic-stress sub-score lands at 33/100. Educational attainment sits at 33% bachelor's-or-above. Rent burden reaches 47% of tenant households. 16,900 residents call 48033 home, typically aged 46. Median household income is $55,599, below the U.S. median near $78,000.

On balance 48033 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 48033 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 48033 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48033 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 48033 shows blanks, not estimates, wherever the record is sparse.

48033's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48033 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.