ZIP 48071 Foreclosure, Tax-Lien & Distress Report

In Oakland County, Michigan, ZIP 48071 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). What sets it apart are the readings on structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). By contrast, mortgage stress (19/100) register low. Structurally it carries 72/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 14,872 housing units. Vacancy runs 6.8%. Owners hold 64% of homes, renters 36%. Rent burden reaches 32% of tenant households. Home values center near $199,100, an affordability ratio of 2.9× — accessible. The poverty rate is 11.3%. On demographic stress specifically, 48071 scores 27/100. Around 32% of adults hold a bachelor's degree or higher. 28,411 residents call 48071 home, typically aged 41. Median household income is $66,726, below the U.S. median near $78,000.

Overall, 48071 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 48071 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48071 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. Where the record is thin for 48071, the field stays empty rather than modeled, and fills in as new documents post.

48071's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 48071 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.