ZIP 48085 Property Distress & Foreclosure Data

Oakland County, Michigan's ZIP 48085 registers 34/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). On the structural side it scores 75/100, with 6/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 16% higher over three years (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Roughly 3.4% live below the poverty line, a low share typical of higher-equity areas. 27,371 residents call 48085 home, typically aged 43. Households earn a median $144,146 — above the roughly $78,000 national figure. The tenure split is 92% owner-occupied to 8% rented. About 59% have a four-year degree. A median home runs $423,800 here, or 2.7 times local income. On demographic stress specifically, 48085 scores 18/100. The vacancy rate is 2.3%. Around 21% of renters are cost-burdened. The ZIP holds roughly 9,261 housing units.

Overall, 48085 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.