ZIP 48314 Foreclosure, Tax-Lien & Distress Report

Macomb County, Michigan's ZIP 48314 registers 29/100 composite distress, which DLRadar reads as low. Structurally it carries 64/100, against 6/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). The most distinctive pressure shows up in structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (19/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years, at 26/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $331,500 (3.9× income, relatively affordable). The ZIP holds roughly 9,412 housing units. 21,379 residents call 48314 home, typically aged 49. About 36% have a four-year degree. DLRadar's demographic-stress index for the area reads 30/100. Households earn a median $80,383 — near the roughly $78,000 national figure. Vacancy runs 2.2%. Roughly 9.7% live below the poverty line. Owners hold 77% of homes, renters 23%. Rent burden reaches 45% of tenant households.

On balance 48314 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 48314 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 48314 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48314 can be compared directly against any other ZIP in Macomb County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 48314 reflects the current record instead of a stale or modeled snapshot.

48314's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 48314 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.