ZIP 48036 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48036 (Macomb County, Michigan) lands at 32/100 — moderate on DLRadar's distress scoring. Its heaviest discrete signals: structural risk (72/100), construction/permit lag (64/100), institutional ownership (49/100). By contrast, mortgage stress (19/100) register low. Structurally it carries 72/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100).

The peak-phase market in 48036 posted values that rose 4.2% over the year, and 14% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $65,109, below the U.S. median near $78,000. The ZIP holds roughly 9,989 housing units. The typical home is worth about $203,700 (3.1× income, relatively affordable). Educational attainment sits at 22% bachelor's-or-above. Rent burden reaches 38% of tenant households. Vacancy runs 3.9%. On demographic stress specifically, 48036 scores 29/100. 71% of housing is owner-occupied. The poverty rate is 14.9%. About 22,160 people live here, median age 40.

Overall, 48036 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48036 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 48036 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48036 can be compared directly against any other ZIP in Macomb County, Michigan or nationwide. 48036 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 32/100 for 48036 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 48036 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.