ZIP 48038 Property Distress & Foreclosure Data

DLRadar grades ZIP 48038 (Macomb County, Michigan) at a low 27/100 for overall property distress. Property-level stress concentrates in structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (2/100) register low. On the structural side it scores 59/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 5.6% year on year, and 16% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 8.1%. The demographic-stress sub-score lands at 28/100. At $78,684, median income runs near typical U.S. levels. Around 29% of adults hold a bachelor's degree or higher. About 44,250 people live here, median age 42. The typical home is worth about $265,500 (3.1× income, relatively affordable). Around 37% of renters are cost-burdened. The vacancy rate is 3.3%. The ZIP holds roughly 21,203 housing units. 63% of housing is owner-occupied.

Net-net, 48038 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.