ZIP 48038 Foreclosure, Tax-Lien & Distress Report
Macomb County, Michigan · Distress market
In Macomb County, Michigan, ZIP 48038 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. The pressure is most legible in structural risk (72/100), construction/permit lag (64/100), institutional ownership (49/100). mortgage stress (19/100) stay muted. The latent-versus-live split is 72/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (81/100).
The market reads peak — home values rose 4.2% year on year, and 16% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
8.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. At $78,684, median income runs near typical U.S. levels. About 29% have a four-year degree. 44,250 residents call 48038 home, typically aged 42. A median home runs $265,500 here, or 3.1 times local income. Rent burden reaches 37% of tenant households. Vacancy runs 3.3%. The ZIP holds roughly 21,203 housing units. The tenure split is 63% owner-occupied to 37% rented.
Net-net, 48038 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48038 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 48038 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Macomb County, Michigan and the nation. 48038 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 48038's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 48038 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 48038
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 48038 distress snapshot
Current distress, phase, housing and lender-pressure figures for 48038, drawn from the same report attached to each property.
More ZIPs across Macomb County
Nearest ZIP codes to 48038
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 48038
Other reports tied to Macomb County, Michigan — ZIP, county and statewide.
Open the complete 48038 acquisition file
The full 48038 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology