ZIP 48312 Foreclosure, Tax-Lien & Distress Report
Macomb County, Michigan · Distress market
DLRadar grades ZIP 48312 (Macomb County, Michigan) at a low 29/100 for overall property distress. Structurally it carries 64/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). The most distinctive pressure shows up in structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). construction/permit lag (26/100) and mortgage stress (19/100) stay muted.
The peak-phase market in 48312 posted values that rose 4.2% over the year, and 16% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 35,026 people live here, median age 41. Roughly 10.5% live below the poverty line. A median home runs $264,500 here, or 3.6 times local income. The tenure split is 75% owner-occupied to 25% rented. About 31% have a four-year degree. Vacancy runs 3.0%. Rent burden reaches 43% of tenant households. The demographic-stress sub-score lands at 30/100. There are about 14,389 housing units across 48312. At $71,266, median income runs near typical U.S. levels.
Overall, 48312 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 48312 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The 48312 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 48312 stays directly comparable to neighboring ZIPs and the rest of Macomb County, Michigan. The score is rebuilt from public data as it updates, so 48312 reflects the current record instead of a stale or modeled snapshot.
Each component behind 48312 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. Treat 48312 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 48312
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
48312 at a glance
The live 48312 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
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