ZIP 48312 Property Distress & Foreclosure Data

DLRadar grades ZIP 48312 (Macomb County, Michigan) at a low 27/100 for overall property distress. Structural exposure scores 59 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)). Property-level stress concentrates in structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (2/100).

The expansion-phase market in 48312 posted values that rose 5.6% over the year, and 16% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 35,026 with a median age of 41. 10.5% of residents fall below the poverty threshold. Home values center near $264,500, an affordability ratio of 3.6× — accessible. Owners hold 75% of homes, renters 25%. Educational attainment sits at 31% bachelor's-or-above. Vacancy runs 3.0%. Rent burden reaches 43% of tenant households. DLRadar's demographic-stress index for the area reads 30/100. There are about 14,389 housing units across 48312. Median household income is $71,266, near the U.S. median near $78,000.

On balance 48312 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.