ZIP 48310 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 48310 (Macomb County, Michigan) returns a moderate composite of 32/100. On the structural side it scores 72/100, with 6/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). The most distinctive pressure shows up in structural risk (72/100), construction/permit lag (64/100), institutional ownership (49/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 17% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 3.5%. Home values center near $274,700, an affordability ratio of 3.4× — accessible. 79% of housing is owner-occupied. Around 41% of renters are cost-burdened. Households earn a median $77,851 — near the roughly $78,000 national figure. Roughly 13.4% live below the poverty line. 43,218 residents call 48310 home, typically aged 39. There are about 15,578 housing units across 48310. The demographic-stress sub-score lands at 30/100. About 28% have a four-year degree.

Net-net, 48310 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 48310 runs hot or quiet, its 32/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48310 can be compared directly against any other ZIP in Macomb County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 48310, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 32/100 for 48310 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 48310 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.