ZIP 48005 Foreclosure, Tax-Lien & Distress Report

Macomb County, Michigan's ZIP 48005 registers 29/100 composite distress, which DLRadar reads as low. Leading the profile are structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). On the quiet end sit construction/permit lag (26/100) and mortgage stress (19/100). Structural exposure scores 64 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (90/100).

The market reads peak — home values rose 4.2% year on year, and 19% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $110,946, above the U.S. median near $78,000. Owners hold 92% of homes, renters 8%. About 31% have a four-year degree. Around 48% of renters are cost-burdened. On demographic stress specifically, 48005 scores 25/100. Home values center near $331,100, an affordability ratio of 2.6× — accessible. The ZIP holds roughly 1,906 housing units. Vacancy runs 2.1%. The poverty rate is 7.1% — low. Population is roughly 5,315 with a median age of 44.

Net-net, 48005 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 48005 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 48005 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48005 can be compared directly against any other ZIP in Macomb County, Michigan or nationwide. Nothing here is interpolated — where a source is thin for 48005, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

48005's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48005 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.