ZIP 48005 Property Distress & Foreclosure Data

In Macomb County, Michigan, ZIP 48005 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (2/100) register low. On the structural side it scores 59/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 5.6% year on year, and 19% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $110,946, median income runs above typical U.S. levels. 92% of housing is owner-occupied. Around 31% of adults hold a bachelor's degree or higher. Around 48% of renters are cost-burdened. The demographic-stress sub-score lands at 25/100. The typical home is worth about $331,100 (2.6× income, relatively affordable). The ZIP holds roughly 1,906 housing units. The vacancy rate is 2.1%. The poverty rate is 7.1% — low. About 5,315 people live here, median age 44.

Net-net, 48005 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.