ZIP 48096 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 48096 (Macomb County, Michigan) returns a low composite of 29/100. Its heaviest discrete signals: structural risk (64/100), institutional ownership (48/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (19/100) register low. The split runs 64/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100).

The peak-phase market in 48096 posted values that rose 4.2% over the year, and 10% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 83% of homes, renters 17%. Population is roughly 3,779 with a median age of 49. About 24% have a four-year degree. Rent burden reaches 4% of tenant households. At $112,311, median income runs above typical U.S. levels. There are about 1,673 housing units across 48096. 7.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $377,700, an affordability ratio of 3.4× — accessible. Vacancy runs 3.0%.

On balance 48096 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 48096 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 48096 runs hot or quiet, its 29/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48096 can be compared directly against any other ZIP in Macomb County, Michigan or nationwide. The score is rebuilt from public data as it updates, so 48096 reflects the current record instead of a stale or modeled snapshot.

48096's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48096 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.