ZIP 48096 Property Distress & Foreclosure Data

In Macomb County, Michigan, ZIP 48096 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (2/100). On the structural side it scores 59/100, with 6/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (97/100), flood (NFIP) exposure (90/100)).

The expansion-phase market in 48096 posted values that rose 5.6% over the year, and 10% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 83% of homes, renters 17%. Population is roughly 3,779 with a median age of 49. Educational attainment sits at 24% bachelor's-or-above. Around 4% of renters are cost-burdened. Median household income is $112,311, above the U.S. median near $78,000. The ZIP holds roughly 1,673 housing units. 7.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. Home values center near $377,700, an affordability ratio of 3.4× — accessible. The vacancy rate is 3.0%.

On balance 48096 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.