ZIP 48095 Property Distress & Foreclosure Data

ZIP code 48095 in Macomb County, Michigan carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 59 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), flood (NFIP) exposure (90/100). What sets it apart are the readings on structural risk (59/100), institutional ownership (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (2/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 22% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 5,682 people live here, median age 45. The typical home is worth about $406,700 (3.2× income, relatively affordable). There are about 2,073 housing units across 48095. Around 36% of adults hold a bachelor's degree or higher. The poverty rate is 2.9% — low. Rent burden reaches 47% of tenant households. Vacancy runs 1.1%. The demographic-stress sub-score lands at 25/100. 96% of housing is owner-occupied. At $121,713, median income runs above typical U.S. levels.

Net-net, 48095 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.