ZIP 48095 Foreclosure, Tax-Lien & Distress Report
Macomb County, Michigan · Distress market
Scored on a fixed 0-100 scale, 48095 (Macomb County, Michigan) returns a moderate composite of 33/100. The split runs 73/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (81/100). Property-level stress concentrates in structural risk (73/100), construction/permit lag (64/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 22% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.
About 5,682 people live here, median age 45. A median home runs $406,700 here, or 3.2 times local income. There are about 2,073 housing units across 48095. Around 36% of adults hold a bachelor's degree or higher. The poverty rate is 2.9% — low. Rent burden reaches 47% of tenant households. Vacancy runs 1.1%. The demographic-stress sub-score lands at 25/100. Owners hold 96% of homes, renters 4%. Households earn a median $121,713 — above the roughly $78,000 national figure.
Net-net, 48095 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48095 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 48095's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 48095 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 33/100 for 48095 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 48095 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 48095
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 48095 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 48095, the same set carried on every parcel.
More ZIPs across Macomb County
Nearest ZIP codes to 48095
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Macomb County, Michigan — ZIP, county and statewide.
See every distressed parcel in 48095
The full 48095 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology