ZIP 48306 Foreclosure, Tax-Lien & Distress Report
Oakland County, Michigan · Distress market
Oakland County, Michigan's ZIP 48306 registers 32/100 composite distress, which DLRadar reads as moderate. The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). mortgage stress (19/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Structurally it carries 72/100, against 6/100 of stress already in motion.
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 18% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
On demographic stress specifically, 48306 scores 21/100. Owners hold 94% of homes, renters 6%. There are about 10,333 housing units across 48306. Educational attainment sits at 72% bachelor's-or-above. Rent burden reaches 42% of tenant households. 27,831 residents call 48306 home, typically aged 44. 2.2% of residents fall below the poverty threshold. Home values center near $546,000, an affordability ratio of 3.1× — accessible. At $165,545, median income runs above typical U.S. levels. The vacancy rate is 5.3%.
Net-net, 48306 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 48306 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 48306 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Oakland County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48306 reflects the current record instead of a stale or modeled snapshot.
48306's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 48306 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 48306
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
48306 at a glance
The live 48306 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Oakland County ZIP codes
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More distress data near 48306
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Unlock parcel-level detail for ZIP 48306
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Each signal above is traceable to an open dataset · methodology