ZIP 48306 Property Distress & Foreclosure Data

ZIP code 48306 in Oakland County, Michigan carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). On the structural side it scores 75/100, with 6/100 of stress already active.

The expansion-phase market in 48306 posted values that rose 5.6% over the year, and 18% higher over three years (phase confidence 34/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 21/100. Owners hold 94% of homes, renters 6%. The ZIP holds roughly 10,333 housing units. Educational attainment sits at 72% bachelor's-or-above. Around 42% of renters are cost-burdened. Population is roughly 27,831 with a median age of 44. 2.2% of residents fall below the poverty threshold. Home values center near $546,000, an affordability ratio of 3.1× — accessible. Median household income is $165,545, above the U.S. median near $78,000. The vacancy rate is 5.3%.

On balance 48306 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.