ZIP 48324 Foreclosure, Tax-Lien & Distress Report

ZIP 48324's composite property-distress score is 32/100 - DLRadar classes that as moderate for Oakland County, Michigan. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Structurally it carries 71/100, against 6/100 of stress already in motion. Leading the profile are structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). mortgage stress (19/100) stay muted.

The market reads peak — home values rose 4.2% year on year, and 20% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $148,750, above the U.S. median near $78,000. There are about 6,809 housing units across 48324. 16,631 residents call 48324 home, typically aged 48. Educational attainment sits at 57% bachelor's-or-above. Rent burden reaches 23% of tenant households. A median home runs $442,300 here, or 2.7 times local income. On demographic stress specifically, 48324 scores 19/100. The vacancy rate is 3.9%. 5.1% of residents fall below the poverty threshold. The tenure split is 92% owner-occupied to 8% rented.

Overall, 48324 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48324 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 48324 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. 48324 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 48324 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 48324 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.