ZIP 48302 Property Distress & Foreclosure Data

In Oakland County, Michigan, ZIP 48302 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). On the structural side it scores 75/100, with 6/100 of stress already active. Its standout signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 16% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $175,698, median income runs above typical U.S. levels. The ZIP holds roughly 7,080 housing units. The poverty rate is 6.5% — low. Around 11% of renters are cost-burdened. Around 75% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 19/100. About 17,346 people live here, median age 47. The vacancy rate is 3.9%. 87% of housing is owner-occupied. The typical home is worth about $661,900 (3.5× income, relatively affordable).

Net-net, 48302 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.