ZIP 48302 Foreclosure, Tax-Lien & Distress Report

ZIP code 48302 in Oakland County, Michigan carries a composite property-distress score of 33/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). Structurally it carries 74/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). On the quiet end sit mortgage stress (19/100).

The market reads peak — home values rose 4.2% year on year, and 16% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $175,698 — above the roughly $78,000 national figure. There are about 7,080 housing units across 48302. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 11% of tenant households. Around 75% of adults hold a bachelor's degree or higher. On demographic stress specifically, 48302 scores 19/100. Population is roughly 17,346 with a median age of 47. The vacancy rate is 3.9%. Owners hold 87% of homes, renters 13%. Home values center near $661,900, an affordability ratio of 3.5× — accessible.

Overall, 48302 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 48302 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 48302 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Oakland County, Michigan and the nation. The score is rebuilt from public data as it updates, so 48302 reflects the current record instead of a stale or modeled snapshot.

The 33/100 for 48302 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 48302 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.