ZIP 48320 Foreclosure, Tax-Lien & Distress Report
Oakland County, Michigan · Distress market
In Oakland County, Michigan, ZIP 48320 scores 32 of 100 for composite distress, a moderate level on DLRadar's distress index. What sets it apart are the readings on structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). mortgage stress (19/100) stay muted. Structurally it carries 72/100, against 6/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100).
The market reads peak — home values rose 4.2% year on year, and 14% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
Roughly 6.9% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 48320 scores 29/100. The ZIP holds roughly 2,342 housing units. Rent burden reaches 47% of tenant households. Educational attainment sits at 48% bachelor's-or-above. Owners hold 73% of homes, renters 27%. At $77,700, median income runs near typical U.S. levels. Home values center near $345,900, an affordability ratio of 4.1×. Vacancy runs 8.7%. About 4,257 people live here, median age 45.
Net-net, 48320 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 48320 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 48320 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 48320 stays directly comparable to neighboring ZIPs and the rest of Oakland County, Michigan. 48320 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 48320 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. The point of the 48320 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 48320
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 48320 by the numbers
The live 48320 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Neighbouring ZIPs in Oakland County
Nearest ZIP codes to 48320
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Oakland County, Michigan — ZIP, county and statewide.
See every distressed parcel in 48320
See who owns each distressed property in 48320, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology