ZIP 48320 Property Distress & Foreclosure Data

In Oakland County, Michigan, ZIP 48320 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. On the structural side it scores 75/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100).

The market reads expansion — home values rose 5.6% year on year, and 14% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The poverty rate is 6.9% — low. The demographic-stress sub-score lands at 29/100. The ZIP holds roughly 2,342 housing units. Around 47% of renters are cost-burdened. Around 48% of adults hold a bachelor's degree or higher. 73% of housing is owner-occupied. At $77,700, median income runs near typical U.S. levels. The typical home is worth about $345,900 (4.1× income). The vacancy rate is 8.7%. About 4,257 people live here, median age 45.

Net-net, 48320 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.