ZIP 48328 Foreclosure, Tax-Lien & Distress Report

ZIP code 48328 in Oakland County, Michigan carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (80/100)). Structural exposure scores 71 and live distress 6 on the 0–100 scale. Its standout signals are structural risk (71/100), construction/permit lag (57/100), institutional ownership (49/100). On the quiet end sit mortgage stress (19/100).

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 14% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $69,788, median income runs near typical U.S. levels. Around 38% of renters are cost-burdened. Vacancy runs 5.1%. Owners hold 66% of homes, renters 34%. Around 27% of adults hold a bachelor's degree or higher. The ZIP holds roughly 11,881 housing units. 10.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. About 25,409 people live here, median age 42. Home values center near $222,900, an affordability ratio of 3.0× — accessible.

Overall, 48328 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 48328 is not published yet -- the ZIP-level readings above remain fully sourced.

The 48328 read uses the identical scoring model applied coast to coast, which means its 32/100 score means exactly what it means anywhere else, and 48328 stays directly comparable to neighboring ZIPs and the rest of Oakland County, Michigan. 48328 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 48328 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. Practically, 48328 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.