ZIP 48323 Property Distress & Foreclosure Data

Oakland County, Michigan's ZIP 48323 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (90/100). The most distinctive pressure shows up in structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 75 and live distress 6 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, and 22% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

91% of housing is owner-occupied. Vacancy runs 5.4%. The typical home is worth about $479,900 (3.4× income, relatively affordable). Around 62% of adults hold a bachelor's degree or higher. About 17,043 people live here, median age 47. There are about 6,509 housing units across 48323. The poverty rate is 8.0%. At $139,418, median income runs above typical U.S. levels. Rent burden reaches 50% of tenant households. The demographic-stress sub-score lands at 25/100.

Net-net, 48323 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.