ZIP 48323 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan's ZIP 48323 registers 33/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). Leading the profile are structural risk (74/100), construction/permit lag (67/100), institutional ownership (48/100). By contrast, mortgage stress (19/100) register low. Structural risk reads 74/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 22% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Owners hold 91% of homes, renters 9%. The vacancy rate is 5.4%. The typical home is worth about $479,900 (3.4× income, relatively affordable). Educational attainment sits at 62% bachelor's-or-above. About 17,043 people live here, median age 47. There are about 6,509 housing units across 48323. 8.0% of residents fall below the poverty threshold. Households earn a median $139,418 — above the roughly $78,000 national figure. Rent burden reaches 50% of tenant households. The demographic-stress sub-score lands at 25/100.

On balance 48323 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48323 at the moment; the composite and its components are still built from verifiable public records.

Whether 48323 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 48323 can be compared directly against any other ZIP in Oakland County, Michigan or nationwide. 48323 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

48323's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 48323 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.