ZIP 48390 Foreclosure, Tax-Lien & Distress Report

Oakland County, Michigan's ZIP 48390 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (80/100). Its standout signals are structural risk (72/100), construction/permit lag (57/100), institutional ownership (50/100). On the quiet end sit mortgage stress (19/100). Structurally it carries 72/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 4.2% year on year, and 17% higher over three years, at 26/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 4.1%. At $89,411, median income runs above typical U.S. levels. There are about 10,923 housing units across 48390. Around 36% of renters are cost-burdened. 73% of housing is owner-occupied. 6.6% of residents fall below the poverty threshold. The typical home is worth about $309,400 (3.2× income, relatively affordable). About 43% have a four-year degree. 24,118 residents call 48390 home, typically aged 43. The demographic-stress sub-score lands at 26/100.

Net-net, 48390 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 48390 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 48390 runs through one identical scoring model, so its 32/100 sits on the same scale as every other ZIP in Oakland County, Michigan and the nation. Sparse data for 48390 shows as blanks, never estimates, and the score updates on every fresh public filing.

48390's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 48390 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.