ZIP 48390 Property Distress & Foreclosure Data

Composite property distress in 48390 (Oakland County, Michigan) lands at 34/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (90/100)). The sharpest non-environmental signals are structural risk (75/100), construction/permit lag (64/100), institutional ownership (51/100). On the quiet end sit mortgage stress (19/100). Structural risk reads 75/100 against active distress of 6/100.

The expansion-phase market in 48390 posted values that rose 5.6% over the year, and 17% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 4.1%. Median household income is $89,411, above the U.S. median near $78,000. There are about 10,923 housing units across 48390. Rent burden reaches 36% of tenant households. Owners hold 73% of homes, renters 27%. 6.6% of residents fall below the poverty threshold. Home values center near $309,400, an affordability ratio of 3.2× — accessible. Educational attainment sits at 43% bachelor's-or-above. Population is roughly 24,118 with a median age of 43. DLRadar's demographic-stress index for the area reads 26/100.

On balance 48390 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.