ZIP 48462 Property Distress & Foreclosure Data

Composite property distress in 48462 (Oakland County, Michigan) lands at 32/100 — moderate on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (95/100), flood (NFIP) exposure (82/100)). The sharpest non-environmental signals are structural risk (72/100), construction/permit lag (64/100), institutional ownership (47/100). On the quiet end sit mortgage stress (18/100). Structural exposure scores 72 and live distress 5 on the 0–100 scale.

The expansion-phase market in 48462 posted values that rose 5.6% over the year, and 22% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Owners hold 95% of homes, renters 5%. Home values center near $343,600, an affordability ratio of 3.1× — accessible. There are about 5,272 housing units across 48462. Educational attainment sits at 37% bachelor's-or-above. Population is roughly 13,010 with a median age of 48. Median household income is $103,739, above the U.S. median near $78,000. 4.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. Vacancy runs 1.6%. Rent burden reaches 30% of tenant households.

On balance 48462 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.