ZIP 48462 Foreclosure, Tax-Lien & Distress Report
Oakland County, Michigan · Distress market
DLRadar grades ZIP 48462 (Oakland County, Michigan) at a moderate 32/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (95/100), flood (NFIP) exposure (82/100). Its standout signals are structural risk (71/100), construction/permit lag (67/100), institutional ownership (44/100). On the quiet end sit mortgage stress (18/100). On the structural side it scores 71/100, with 5/100 of stress already active.
The market reads peak — home values rose 4.2% year on year, and 22% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 95% of homes, renters 5%. Home values center near $343,600, an affordability ratio of 3.1× — accessible. There are about 5,272 housing units across 48462. Around 37% of adults hold a bachelor's degree or higher. Population is roughly 13,010 with a median age of 48. Households earn a median $103,739 — above the roughly $78,000 national figure. 4.9% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 22/100. Vacancy runs 1.6%. Around 30% of renters are cost-burdened.
Overall, 48462 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48462 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 48462 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 32/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48462 reflects the current record instead of a stale or modeled snapshot.
48462's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 48462 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 48462 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 48462 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Oakland County ZIP reports
Explore related distress reports
Related ZIP, county and statewide reads linked to Oakland County, Michigan.
Get the full acquisition report for 48462
Every distressed parcel in 48462 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology