ZIP 48455 Property Distress & Foreclosure Data

ZIP code 48455 in Lapeer County, Michigan carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). What sets it apart are the readings on construction/permit lag (32/100), structural risk (29/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 29 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.6% year on year, and 17% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

94% of housing is owner-occupied. The poverty rate is 5.2% — low. About 7,849 people live here, median age 51. There are about 3,261 housing units across 48455. The typical home is worth about $367,900 (3.6× income, relatively affordable). Rent burden reaches 39% of tenant households. Around 33% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. Vacancy runs 5.7%. At $97,060, median income runs above typical U.S. levels.

Overall 48455 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.