ZIP 48461 Foreclosure, Tax-Lien & Distress Report
Lapeer County, Michigan · Distress market
ZIP 48461's composite property-distress score is 14/100 - DLRadar classes that as minimal for Lapeer County, Michigan. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). Latent structural risk is 29/100 while live distress already moving reads 1/100. Property-level stress concentrates in construction/permit lag (29/100), structural risk (29/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted.
The peak-phase market in 48461 posted values that rose 4.2% over the year, and 24% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.
Households earn a median $76,597 — near the roughly $78,000 national figure. Rent burden reaches 33% of tenant households. Owners hold 88% of homes, renters 12%. Educational attainment sits at 17% bachelor's-or-above. 10.1% of residents fall below the poverty threshold. A median home runs $205,200 here, or 2.5 times local income. DLRadar's demographic-stress index for the area reads 25/100. About 8,256 people live here, median age 42. There are about 3,114 housing units across 48461. The vacancy rate is 3.6%.
On balance 48461 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 48461 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 48461's 14/100 can be lined up against any neighbor in Lapeer County, Michigan or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 48461, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 48461 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. In workflow terms, 48461 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 48461’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
48461 at a glance
Current distress, phase, housing and lender-pressure figures for 48461, drawn from the same report attached to each property.
Adjacent Lapeer County ZIP reports
Nearest ZIP codes to 48461
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Lapeer County, Michigan — ZIP, county and statewide.
The complete 48461 distress and acquisition report
Every distressed parcel in 48461 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology