ZIP 48461 Property Distress & Foreclosure Data

DLRadar grades ZIP 48461 (Lapeer County, Michigan) at a minimal 14/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (69/100). The latent-versus-live split is 29/100 structural and 1/100 already moving. Property-level stress concentrates in construction/permit lag (32/100), structural risk (29/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 24% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $76,597, median income runs near typical U.S. levels. Around 33% of renters are cost-burdened. 88% of housing is owner-occupied. Around 17% of adults hold a bachelor's degree or higher. The poverty rate is 10.1%. The typical home is worth about $205,200 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 25/100. About 8,256 people live here, median age 42. The ZIP holds roughly 3,114 housing units. The vacancy rate is 3.6%.

Net-net, 48461 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.