ZIP 48423 Property Distress & Foreclosure Data

ZIP code 48423 in Genesee County, Michigan carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (54/100), construction/permit lag (37/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). On the structural side it scores 54/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (86/100)).

The expansion-phase market in 48423 posted values that rose 6.8% over the year, and 22% higher over three years (phase confidence 41/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $64,096, below the U.S. median near $78,000. Population is roughly 33,508 with a median age of 43. Educational attainment sits at 25% bachelor's-or-above. Around 40% of renters are cost-burdened. Owners hold 66% of homes, renters 34%. Home values center near $223,100, an affordability ratio of 3.3× — accessible. 11.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 30/100. The ZIP holds roughly 15,118 housing units. The vacancy rate is 4.8%.

On balance 48423 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.