ZIP 48423 Foreclosure, Tax-Lien & Distress Report
Genesee County, Michigan · Distress market
On DLRadar's 0-100 public-record scale, ZIP 48423 in Genesee County, Michigan comes in at 24, a low composite-distress reading. Property-level stress concentrates in structural risk (56/100), construction/permit lag (45/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (8/100). Structurally it carries 56/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (86/100).
The market reads peak — home values rose 3.2% year on year, and 22% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $64,096 — below the roughly $78,000 national figure. Population is roughly 33,508 with a median age of 43. About 25% have a four-year degree. Rent burden reaches 40% of tenant households. Owners hold 66% of homes, renters 34%. Home values center near $223,100, an affordability ratio of 3.3× — accessible. The poverty rate is 11.1%. DLRadar's demographic-stress index for the area reads 30/100. There are about 15,118 housing units across 48423. Vacancy runs 4.8%.
On balance 48423 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48423 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 48423 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 48423, the field stays empty rather than modeled, and fills in as new documents post.
The 24/100 figure for 48423 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 48423 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 48423
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 48423 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 48423, the same set carried on every parcel.
Neighbouring ZIPs in Genesee County
More distress data near 48423
Keep going: ZIP, county and state distress coverage for Genesee County, Michigan.
See every distressed parcel in 48423
The full 48423 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology