ZIP 48423 Foreclosure, Tax-Lien & Distress Report
Genesee County, Michigan · Distress market
On DLRadar's 0-100 distress scale, ZIP 48423 in Genesee County, Michigan comes in at 24, a low composite-distress reading. Property-level stress concentrates in structural risk (53/100), construction/permit lag (40/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Structurally it carries 53/100, against 3/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (78/100).
The market reads peak — home values rose 3.2% year on year, and 22% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $64,096 — below the roughly $78,000 national figure. Population is roughly 33,508 with a median age of 43. About 25% have a four-year degree. Rent burden reaches 40% of tenant households. Owners hold 66% of homes, renters 34%. Home values center near $223,100, an affordability ratio of 3.3× — accessible. The poverty rate is 11.1%. DLRadar's demographic-stress index for the area reads 30/100. There are about 15,118 housing units across 48423. Vacancy runs 4.8%.
On balance 48423 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48423 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 48423 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 48423, the field stays empty rather than modeled, and fills in as new documents post.
The 24/100 figure for 48423 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 48423 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 48423
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 48423 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 48423, the same set carried on every parcel.
Neighbouring ZIPs in Genesee County
Nearest ZIP codes to 48423
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 48423
Keep going: ZIP, county and state distress coverage for Genesee County, Michigan.
See every distressed parcel in 48423
The full 48423 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology