ZIP 48430 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 48430 (Livingston County, Michigan) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), climate & FEMA risk (84/100). Structurally it carries 61/100, against 5/100 of stress already in motion. What sets it apart are the readings on structural risk (61/100), construction/permit lag (43/100), institutional ownership (40/100). On the quiet end sit mortgage stress (16/100).

The peak-phase market in 48430 posted values that rose 4.0% over the year, and 16% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $99,755, median income runs above typical U.S. levels. Rent burden reaches 41% of tenant households. Population is roughly 38,731 with a median age of 42. The demographic-stress sub-score lands at 26/100. The poverty rate is 5.6% — low. 83% of housing is owner-occupied. Around 38% of adults hold a bachelor's degree or higher. A median home runs $326,400 here, or 3.1 times local income. The ZIP holds roughly 16,617 housing units. The vacancy rate is 5.0%.

On balance 48430 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 48430 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 48430 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 48430 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 27/100 for 48430 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 48430 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.