ZIP 48436 Property Distress & Foreclosure Data

Genesee County, Michigan's ZIP 48436 registers 23/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (89/100), flood (NFIP) exposure (82/100). The latent-versus-live split is 52/100 structural and 3/100 already moving. The most distinctive pressure shows up in structural risk (52/100), construction/permit lag (37/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 6.7% over the trailing year, and 21% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 48436 scores 22/100. Around 21% of renters are cost-burdened. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. About 21% have a four-year degree. A median home runs $276,000 here, or 2.7 times local income. The tenure split is 92% owner-occupied to 8% rented. The vacancy rate is 4.7%. 4,251 residents call 48436 home, typically aged 40. Households earn a median $91,895 — above the roughly $78,000 national figure. The ZIP holds roughly 1,458 housing units.

On balance, 48436 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.