ZIP 48418 Foreclosure, Tax-Lien & Distress Report

ZIP code 48418 in Shiawassee County, Michigan carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. The most distinctive pressure shows up in structural risk (47/100), construction/permit lag (41/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (7/100) register low. The split runs 47/100 structural to 2/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (75/100), climate & FEMA risk (72/100).

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 14% higher over three years (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $72,210, near the U.S. median near $78,000. 6.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 29/100. Around 22% of adults hold a bachelor's degree or higher. Rent burden reaches 49% of tenant households. About 4,544 people live here, median age 45. The typical home is worth about $255,000 (3.4× income, relatively affordable). Owners hold 93% of homes, renters 7%. There are about 1,886 housing units across 48418. The vacancy rate is 6.8%.

Overall, 48418 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 48418 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 48418 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Shiawassee County, Michigan and the nation. Where the public record is thin for 48418, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 figure for 48418 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 48418 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.