ZIP 48857 Property Distress & Foreclosure Data

In Shiawassee County, Michigan, ZIP 48857 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 40/100 against active distress of 1/100. Its standout signals are construction/permit lag (59/100), structural risk (40/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (4/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (63/100).

The market reads expansion — home values rose 5.6% year on year, and 13% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 1,161 housing units across 48857. At $81,319, median income runs near typical U.S. levels. The typical home is worth about $150,400 (1.6× income, relatively affordable). Vacancy runs 3.8%. 87% of housing is owner-occupied. The demographic-stress sub-score lands at 25/100. Rent burden reaches 37% of tenant households. Around 12% of adults hold a bachelor's degree or higher. About 3,488 people live here, median age 42. The poverty rate is 14.0%.

Overall 48857 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.