ZIP 48429 Foreclosure, Tax-Lien & Distress Report
Shiawassee County, Michigan · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 48429 in Shiawassee County, Michigan comes in at 20, a low composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100), climate & FEMA risk (64/100). Structural exposure scores 45 and live distress 1 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (49/100), structural risk (45/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (4/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 14% higher over three years (phase confidence 27/100). Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 4,214 housing units. The poverty rate is 6.0% — low. A median home runs $160,700 here, or 2.5 times local income. Around 48% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. The vacancy rate is 10.9%. 8,109 residents call 48429 home, typically aged 48. On demographic stress specifically, 48429 scores 27/100. Households earn a median $60,070 — below the roughly $78,000 national figure. Owners hold 83% of homes, renters 17%.
Net-net, 48429 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 48429 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 48429 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Shiawassee County, Michigan and the nation. 48429 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 48429's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 48429 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 48429 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 48429 distress snapshot
Current distress, phase, housing and lender-pressure figures for 48429, drawn from the same report attached to each property.
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Deterministic scoring, sourced entirely from public data · methodology