ZIP 48460 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 48460 in Shiawassee County, Michigan comes in at 24, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (73/100), flood (NFIP) exposure (73/100). Property-level stress concentrates in structural risk (53/100), construction/permit lag (52/100), institutional ownership (28/100). On the quiet end sit institutional ownership (28/100) and mortgage stress (6/100). Structural risk reads 53/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, and 12% higher over three years (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 5.7%. The tenure split is 87% owner-occupied to 13% rented. Population is roughly 2,727 with a median age of 40. Educational attainment sits at 24% bachelor's-or-above. There are about 1,106 housing units across 48460. Around 31% of renters are cost-burdened. The typical home is worth about $213,900 (2.5× income, relatively affordable). The poverty rate is 7.3% — low. DLRadar's demographic-stress index for the area reads 24/100. Households earn a median $81,146 — near the roughly $78,000 national figure.

Broadly, 48460 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 48460 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 48460's 24/100 can be lined up against any neighbor in Shiawassee County, Michigan or any ZIP coast to coast. Sparse data for 48460 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 24/100 figure for 48460 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 48460 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.