ZIP 48848 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 48848 (Shiawassee County, Michigan) at a low 17/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (60/100). What sets it apart are the readings on construction/permit lag (46/100), structural risk (39/100), institutional ownership (11/100). By contrast, institutional ownership (11/100) and mortgage stress (3/100) register low. The latent-versus-live split is 39/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 18% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $261,400 (2.7× income, relatively affordable). 10.6% of residents fall below the poverty threshold. 89% of housing is owner-occupied. The vacancy rate is 6.3%. Population is roughly 7,795 with a median age of 41. Rent burden reaches 32% of tenant households. Educational attainment sits at 35% bachelor's-or-above. At $92,928, median income runs above typical U.S. levels. The ZIP holds roughly 3,347 housing units. On demographic stress specifically, 48848 scores 24/100.

On balance, 48848 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 48848's 17/100 can be lined up against any neighbor in Shiawassee County, Michigan or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 48848 reflects the current record instead of a stale or modeled snapshot.

The 17/100 figure for 48848 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 48848 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.