ZIP 48808 Foreclosure, Tax-Lien & Distress Report

ZIP 48808's composite property-distress score is 14/100 - DLRadar classes that as minimal for Clinton County, Michigan. The sharpest non-environmental signals are construction/permit lag (44/100), structural risk (32/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (2/100) register low. Structurally it carries 32/100, against 1/100 of stress already in motion.

The neutral-phase market in 48808 posted values that rose 4.7% over the year, and 14% higher over three years, at 26/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 2,935 housing units. Vacancy runs 1.2%. About 37% have a four-year degree. Home values center near $258,200, an affordability ratio of 2.9× — accessible. On demographic stress specifically, 48808 scores 26/100. Population is roughly 6,424 with a median age of 43. Rent burden reaches 42% of tenant households. 7.6% of residents fall below the poverty threshold. Median household income is $82,910, near the U.S. median near $78,000.

Overall 48808 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 48808 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 48808 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 48808, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 14/100 for 48808 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 48808 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.