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ZIP 48840 Foreclosure, Tax-Lien & Distress Report

Ingham County, Michigan · Distress market

Scored purely from public records, 48840 (Ingham County, Michigan) returns a low composite of 22/100. Structurally it carries 49/100, against 4/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (77/100), flood (NFIP) exposure (71/100). Its standout signals are structural risk (49/100), institutional ownership (33/100), construction/permit lag (23/100). construction/permit lag (23/100) and mortgage stress (13/100) stay muted.

The market reads neutral — home values rose 4.6% year on year, and 23% higher over three years, at 24/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 12,653 people live here, median age 42. A median home runs $280,900 here, or 3.5 times local income. Rent burden reaches 38% of tenant households. Owners hold 60% of homes, renters 40%. On demographic stress specifically, 48840 scores 27/100. Roughly 6.4% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 1.8%. There are about 6,250 housing units across 48840. Households earn a median $74,252 — near the roughly $78,000 national figure. Around 50% of adults hold a bachelor's degree or higher.

Net-net, 48840 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 48840 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 48840 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 22/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 48840 reflects the current record instead of a stale or modeled snapshot.

Each component behind 48840 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. The point of the 48840 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

22/100
Composite stress
49/100
Structural risk
4/100
Distress activity

ZIP 48840 distress signals, scored

Foreclosure activity0
Mortgage stress13
Climate / FEMA risk77
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 48840 by the numbers

The live 48840 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Ingham County

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Every distressed parcel in 48840 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

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