Ingham County, MI: Foreclosures, Tax Liens & Distressed Properties

Ingham County, MI, Michigan: 23 ZIP codes scored, Ingham County, MI averaging 24/100 (low, Ingham, MI), from 19 to 26. Ingham County, MI is in its neutral phase (Ingham, MI confidence 26/100): Ingham, MI home prices up 4.7% (Ingham, MI) over twelve months. Ingham County, MI lender headwind: 61/100.

Highest-scoring Ingham County, MI ZIPs: 48819 (26/100), 48824 (26/100), 48825 (26/100), 48842 (26/100), 48854 (26/100), 48864 (26/100). Also scored in Ingham County, MI: 48892, 48895, 48910, 48912, 48915, 48933, 49251, 48911, 49285, 49264.

Across Ingham County, MI's scored ZIPs: median home value $216,724, household income $69,933, 6.2% vacancy, 16.3% poverty, 66% owner-occupied, median age 37.6.

Ingham County, MI insurance distress 61/100 (#871 in the US); FEMA hazard 52/100 for Ingham, MI; 2 federal disaster declarations in Ingham County, MI since 2023 (2 flood); 15 Ingham, MI NFIP flood claims, $111K paid; Ingham, MI construction distress 16/100.

17 banks with 50 branches lend in Ingham County, MI; Ingham, MI weighted bank stress 64/100, highest 90/100 in Ingham, MI.

Ingham County, MI unemployment 4.8% (Ingham, MI +0.4 pts, six months); 620 new housing units permitted in Ingham County, MI over twelve months, Ingham, MI up 35% from 459; Ingham, MI home prices +8.7% a year (Ingham, MI) over three years.

126,232 housing units in Ingham County, MI; 47,154 Ingham, MI renter households; 49% of Ingham, MI renters spend 30%+ of income on rent, 27% (Ingham, MI) half or more.

Ingham County, MI ranks #2,279 nationally on the opportunity index (Ingham, MI, among all ranked counties); Ingham, MI scores 26.8/100 and Ingham, MI sits #69 inside Michigan. Ingham, MI is in the weak opportunity phase; Ingham, MI's primary driver is bank institutional, Ingham, MI second driver listings discount; Ingham, MI moved up 593 places. 28 short-sale listings across Ingham, MI; 74 days on market observed in Ingham, MI; 6.9% vacancy over 23 Ingham, MI ZIPs.

0.9% of Ingham County, MI mortgages were ninety-plus days late in December 2025; Ingham, MI's thirty-to-eighty-nine-day share was 2.4% (CFPB county sample). Ingham, MI's ninety-day rate is up 0.5 points on twelve months earlier; the Ingham, MI peak since 2008 was 4.9% in February 2010; Michigan overall reads 0.9%.

Ingham County, MI has 10 watched banks; 10 Ingham, MI banks sit in an elevated band. Ingham, MI footprints: Independent Bank (5 branches, stress 67) in Ingham, MI; Dart Bank (3 branches, stress 78) in Ingham, MI; Commercial Bank (3 branches, stress 64) in Ingham, MI.

HUD lists 16 assisted multifamily properties in Ingham County, MI with 1,486 units; 849 Ingham, MI units are assisted, 11 Ingham, MI properties under project-based Section 8.

9,136 of the 126,232 housing units in Ingham, MI sit vacant. Ingham County, MI permitted 423 multifamily units in twelve months; Ingham, MI's one-to-four unit structures added 197 units in Ingham County, MI.