ZIP 48854 Property Distress & Foreclosure Data

Composite property distress in 48854 (Ingham County, Michigan) lands at 26/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (87/100). The latent-versus-live split is 56/100 structural and 6/100 already moving. The sharpest non-environmental signals are structural risk (56/100), institutional ownership (51/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (1/100) register low.

The market reads expansion — home values rose 5.2% year on year, and 16% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $91,956, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 22/100. The ZIP holds roughly 7,795 housing units. Around 39% of adults hold a bachelor's degree or higher. Around 27% of renters are cost-burdened. The typical home is worth about $248,600 (2.6× income, relatively affordable). The poverty rate is 5.1% — low. About 19,403 people live here, median age 42. The vacancy rate is 5.0%. 82% of housing is owner-occupied.

Net-net, 48854 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.